Motor Insurance
Motor Insurance Services
Motor insurance is a vital safeguard for vehicle owners, providing financial protection against losses or damages caused to vehicles due to accidents, theft, natural disasters, or man-made events. It also covers third-party liabilities, ensuring compensation for injuries or damages caused to others by your vehicle. In India, motor insurance is legally mandatory for all vehicle owners, making it both a legal and financial necessity. Policies are available for two-wheelers, cars, and commercial vehicles, with options like third-party liability and comprehensive coverage. Having motor insurance not only protects your vehicle but also offers peace of mind while driving on the road.
FAQ
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Motor insurance is a policy that provides financial protection against losses or damages to your vehicle due to accidents, theft, fire, natural disasters, or third-party liabilities.
Third-party insurance: Covers damage to others’ property or injury/death caused by your vehicle
Comprehensive insurance: Covers both third-party liabilities and damage to your own vehicle
Standalone own-damage insurance: Covers damage to your vehicle only
Accidental damage
Theft
Fire and explosion
Natural disasters (floods, earthquakes)
Vandalism
Third-party liability
Personal accident cover (for the owner-driver)
Optional benefits you can include for extra protection, such as:
Zero depreciation cover
Roadside assistance
Engine protection
Return to invoice
No Claim Bonus (NCB) protection
- Consumables
