Personal accident Insurance

Personal accident Insurance Services

Personal accident insurance is a crucial policy that provides financial protection against unexpected accidents resulting in injury, disability, or death. It covers expenses arising from accidental hospitalization, medical treatment, and offers compensation for partial or permanent disability. In case of accidental death, the nominee receives a lump sum amount to ensure financial security for the family. This insurance is affordable and ensures peace of mind, especially for individuals frequently traveling or exposed to risky environments. By offering immediate financial support during critical times, personal accident insurance acts as a safety net, protecting both the insured and their loved ones from unforeseen hardships.

FAQ

You Can Find All Answers Here

Personal accident insurance provides financial compensation in case of accidental death, disability (permanent or temporary), or injuries resulting from an accident.

It offers financial protection for you and your family in the event of:

  • Accidental death

  • Loss of income due to disability

  • High medical costs for injury treatment

  • Life insurance pays on natural or accidental death.

  • Health insurance covers medical expenses for illness/injury.

  • Personal accident insurance covers only accident-related injuries, death, or disability.

  • Accidental death

  • Permanent total disability (e.g., loss of limbs, sight)

  • Permanent partial disability (e.g., loss of a finger)

  • Temporary total disability (e.g., broken leg preventing work)

  • Hospital cash and ambulance expenses (optional)